Buy now, pay later with Shop Pay !
How it works
Add items to your cart (or shopping bag).
Check out with Shop Pay.
Choose to pay in 4 installments.
Your first payment is either due at checkout or 2 weeks after your purchase. The next 3 remaining installments are automatically charged to your card saved on Shop Pay every 2 weeks. Don't worry, you'll get an email reminder before each payment to remind you.
Is this Payment option Halal حلال ?
Yes, you should be fine if you are given %0 Interest rate based on your credit score. But if you still have any questions, we recommend you to get an advice from your Imam or Scholar.
Does Shop Pay/Affirm charge interest and fees?
They don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into. Your rate may be 0% APR or 10-30% APR base on credit, and is subject to an eligibility check.
Will Shop Pay/Affirm affect my credit score?
Creating an account and seeing if you prequalify will not affect your credit score. If you decide to buy with Shop Pay/Affirm, these things may affect your credit score: making a purchase with Shop Pay/Affirm, your payment history with Shop Pay/Affirm, how much credit you've used, and how long you’ve had credit.
Are there late fees?
No, there are no late fees if you miss a scheduled payment.
What is the option to pay in installments on Shop Pay?
When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% interest, no hidden or late fees, and no impact on your credit score.* In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.
Which payment methods are accepted if I use the option to pay Installments on Shop Pay?
The installments option on Shop Pay is available on debit and credit cards.
Have more questions?
For questions about installment payments on Shop Pay, visit shop.affirm.com/help.
For questions about Shop Pay or the Shop App, visit shop.app/help/shop-pay.
*Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license.*